More Credit Tightening

I got this e-mail below from Discover today since I run an ad on my blog promoting its credit cards:

"Due to the recent economic downturn, Discover Business Card has made some changes to its lending criteria. After applying for a Discover Business Card, applicants may now be asked to provide additional information in order for Discover to make a credit decision. These changes will have an impact on the Discover Business Card approval rate and therefore you may likely see the overall conversion rate for the product decline. These changes were made in mid-November."

Just another brick in the wall I guess.